Author name: samtaelabs

2025 taught tough lessons about gov-controlled insurance. Find out how federal proposals could reshape your coverage, premiums & choices in 2026.

Missouri extends home insurance moratorium to condos after severe storms. What 25-11 bulletin means for your coverage & condo association.

Congress stalls ACA subsidies as Nov 2025 enrollment starts. 28 states delayed notices. What to do before your premium doubles in 2026.

Westfield Specialty hits 89.9% combined ratio in Q3 2025 with $1.4B in premiums. Why strong underwriting matters for your business insurance.

Minnesota health insurance premiums jump 22% average as federal ACA subsidies end. What 200K+ MNsure buyers must know before Dec 15 deadline.

FDIC extends compliance exams to 78 months for some banks. New mid-point risk checks aim to catch problems early. What this means for you.

Hurricane Melissa triggered Jamaica’s $150M catastrophe bond. Learn how this disaster insurance works & why more countries are using it.

24M Americans face largest ACA premium hike since 2010. Enhanced subsidies at risk. Dec 15 deadline for Jan coverage. What you must do now.

Senate GOP blocks ACA subsidy extension as shutdown hits day 38. 3.2M Americans face 114% premium hikes by Jan 2026. What you must do before Dec 31.

Georgia proposes new insurance penalties & severability rules. Public hearing Dec 3, 2025. Submit comments by Nov 26. What insurers must know.